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Merlin Grace

For UK businesses

Invest in what's next. Keep cash in the conversation.

Explore ways to spread the cost of business technology and equipment, with the repayment commitment considered alongside your cash flow.

Technology refresh
Operational equipment
Telecoms infrastructure
Larger business projects

Plan the whole commitment

Investment has a purpose. Finance has a cost.

Spreading a purchase can preserve cash for other priorities, but it still creates a repayment commitment. Any structure should be considered against the useful life of the investment, total costs and the business's ability to meet its obligations.

01

Tell us about the purchase

Tell us what the customer wants to buy and how your team works.

02

Share business and transaction details

Gather the customer and transaction details needed to assess the opportunity.

03

Review any suitable options

Consider routes supported by the transaction and available funder relationships.

04

Complete funder requirements

Coordinate requirements, documentation and progress towards completion.

Compare in context

Look beyond the regular payment.

Do not compare a structure on one number alone. Ask for clarity on the complete contractual position.

  • Deposit or initial payment
  • Term, repayments and total payable
  • Ownership and end-of-term obligations
  • Fees and contractual responsibilities
  • Eligibility and completion timing

Frequently asked

Straight answers, before we start.

Start a conversation

Let's discuss the investment behind your next step.

Talk to us